The Palm Group employs a consultative engagement process that is intentionally slow. This process is a series of five meetings precisely orchestrated to result in the maximum benefit for our clients. It is a proactive method of cementing long-term relationships meant to last for decades. .

Step 1: Pre-Fit Call
Why is now the right time to engage our team? How have you managed your finances up until this point? Does it make sense to get together in person? These are a few of the questions that we attempt to answer during our pre-fit call. Why have a pre-fit call before getting together in person you ask? We believe that your time is valuable. By spending a few minutes on the phone together, we're able to understand more about your current situation and whether or not we think we're the right team to help. If we are, we'll schedule the discovery meeting. 

Step 2: Discovery Meeting
In our initial face-to-face meeting we will distinguish ourselves from other advisors by getting to know you on a personal level. It is our goal to discover what's important to you, how you were raised to think about money, what successes you've had, and what you want your future to look like. We'll also talk on a high level about your current financial position and how we may be able to help. 

Step 3: Solutions Meeting
At this meeting, we will present you with a complete analysis of your current financial situation including a comprehensive financial plan, tax return review, and our recommendations for achieving your goals. These recommendations will serve as a roadmap for all of our work together. We look to build life-long relationships with our clients so we ask that you hold off on making a decision at this point. We want you to have the peace-of-mind that you are completely comfortable with our recommendations before we move forward.

Step 4: Mutual Commitment Meeting
Now that you've had a week or so to review our recommendations, it is at this point that we make the mutual commitment to work together. We answer any final questions you may have about our recommendations and help you execute all of the necessary paperwork.

Step 5: Regular Progress Meetings 
At your preference, we will hold these meetings periodically to review your current financial situation, taxes, estate planning, insurance and whatever else may arise. This will give us an opportunity to discuss any major changes in your personal or financial life and determine if we need to make any adjustments to your investment plan. At minimum, these meetings will be held annually.